Rate Of Pay Safe Harbor 2025. An ale may rely on one or more safe harbors in determining if coverage is affordable: (up from $101.94 in 2024), $141.39.
Employers should review the required employee contribution for 2025 coverage if they plan to meet the aca’s affordability limit under the applicable safe harbor. Under the rate of pay safe harbor, coverage is affordable if the employee’s required contribution is less than or equal to 9.02% of the monthly wage amount for hourly.